Using this website constitutes the acceptance of the following terms and conditions. If you do not agree with these terms and conditions, you should not use www.titulizacion.bekafinance.com.

GENERAL INFORMATION

www.titulizacion.bekafinance.com is an Internet domain (hereinafter the ‘Website’) owned by Beka Titulización, Sociedad Gestora de Fondos de Titulización, S.A.U. - CIF A80732142. Registered in the Mercantile Registry of Madrid and in the Comisión Nacional del Mercado de Valores, under No. 5. (Beka Titulización). The services offered by any of the abovementioned entities fall under the services offered by (Beka Titulización)., forward the entities, not detailing the specific rendered services neither on the Website or this document.

EXEMPTION FROM LIABILITY FOR CONTENT AND SERVICES

On this Website, entities offer their users financial services. The entities reserve the right to modify or change their content and services at any time, unilaterally and without prior notice. The information provided on the Website is only of an indicative, indicative and estimation nature and will never have a binding value for the entities. Before using the contents and services of www.titulizacion.bekafinance.com, the user must read the conditions included under the heading "Legal Notice", conditions that may be modified at any time, unilaterally and without prior notice by the entities. Only and exclusively those conditions that are in force at any given time are considered to be applicable. Beka Titulización provides links to other Internet sites for the convenience of users of the World Wide Web, but is not responsible for the availability, suitability or content of such sites. The owner of the website does not recommend, warrant or endorse the services described therein. Although every care has been taken in the information and documentation available on the Website, no warranty, express or implied, is given as to its suitability for the purposes intended by users. The contents may contain inaccuracies or typographical or spelling errors. Consequently, Beka Titulización shall never be held responsible for the use that users make of said contents, the latter accepting the information provided as is, and making use of it under their own responsibility. In the News and Perspectives section, and Legislación, Beka Titulización assumes no liability for the lack of completeness, accuracy and updating of the data contained therein, since only the regulations published in the official gazettes are valid. Beka Titulización shall not be liable for any damages and/or losses that may be caused as a result of the unavailability or lack of continuity or access to the contents or services of www.titulizacion.bekafinance.com, whether for technical reasons or of any other nature. Beka Titulización nor will be responsible for failures in the operation of its Web Site, errors, omissions, delays in data transmissions or connection lines and other incidents that may arise. In the same sense, Beka Titulización does not guarantee that no computer viruses may exist within its computer system and shall not therefore be liable for any damage that such computer viruses may cause to users' equipment, data and/or computer programs.

ACCESS TO THE WEBSITE

Access to this Website is free of charge. However, it is possible for users of the Website to contact them by e-mail for further information on the services provided by the Company, Beka Titulización offers users of the Website the possibility of contacting them by e-mail in order to obtain further information on the services provided by the Company. The user who freely and voluntarily communicates with Beka Titulización provides the personal data that he/she deems appropriate and therefore expressly authorises Beka Titulización to use the aforementioned data to send him/her commercial communications about its products or services, unless he/she expressly declares his/her refusal to receive such communications. The data provided by the user to Beka Titulización via e-mail, will be treated in accordance with that described in the "Privacy Policy" of this Website and always respecting the legislation in force at all times regarding the protection of personal data. Communication via e-mail between users and Beka Titulización does not use a secure channel, and the data transmitted is not encrypted, so users are requested to refrain from sending personal data that deserves the consideration of specially protected data in the terms of article 9 of the LOPD, as the security measures applicable to a non-secure channel make it inadvisable. All information provided by the user to Beka Titulización must be truthful. To this effect, the user guarantees the authenticity of all the data he/she communicates to Beka Titulización. Similarly, it will be the user's responsibility to keep all the information provided permanently updated so that it corresponds, at all times, to the user's real situation. In any case, the user will be solely responsible for any false or inaccurate statements made and for any damage caused to Beka Titulización or third parties as a result of the information provided.

PERSONAL DATA PROTECTION

The personal data collected by Beka Titulización of the user are covered by the provisions of Regulation (EU) 2016/679 of the European Parliament and of the Council, of 27 April 2016 and Organic Law 3/2018, of 5 December, on the Protection of Personal Data and Digital Guarantees. Beka Titulización is very sensitive to the respect that the privacy of its users deserves, which is why it maintains a strict "Privacy Policy".

LEGITIMACY OF CONTENT AND PROPERTY RIGHTS

The user is bound to use correctly and lawfully the contents and services of www.titulizacion.bekafinance.com, refraining from using such contents and services with illegal or criminal purposes. The fact that in www.titulizacion.bekafinance.com there may appear registered trademarks or any other goods or rights protected by the industrial or intellectual property rights, does not mean, under any circumstance, that the owners of the rights have granted a license for use, concession or authorization of any kind on behalf of the users of www.titulizacion.bekafinance.com. The greatest care has been given to avoid offences on intellectual or industrial property, as well as to avoid the dump of illegal contents or establishing links to other websites that contain illegal information. Nevertheless, this will apply to the users who report the cases in which these circumstances may have occurred by mistake or omission, so they are immediately corrected. Regardless of the provisions in the previous paragraph, the contents or services of bekafinance.com shall not be copied, distributed, published, recorded, stored, sent or transmitted by any mean, without prior written consent of Beka Titulización. The amendment or use of the contents with any other purpose than the own use by a natural person, either commercial or for any other nature, involves a violation and/or offence of intellectual property rights of Beka Titulización who reserves the right to exercise the legal actions that apply in each case to completely satisfy its interests.

APPLICABLE LEGAL REGULATION AND JURISDICTION

The ‘Privacy Policy’ and the ‘Legal Warning’ of this Website, as well as the remaining content herein, has been written in compliance at all times with the applicable legislation in this field, particularly the Regulation (EU) 2016/679 of the European Parliament and Council, of 27th April 2016 and the Organic Act 3/2018, of 5th December, on Personal Data Protection and digital guarantees, and Act 34/2002, of 11th July, on Services of the Information Society and e-commerce, and may be reviewed and amended at any time with the aim of adapting to any change in the legislation in force. In that case, the new content shall be applicable from the moment it is published on the Website, being accessible for the users thereof. Any controversy or dispute that may arise as a consequence of using this Website shall be solved in accordance with the jurisdiction of the Courts of the users residence, when he/she is resident in Spain, or the Courts of Alicante, when the user is resident out of Spain, expressly waiving any jurisdiction that may correspond by Law.